The benefits of lay-by:

  • No credit checks;
  • No Interest or extra costs;
  • Your money is safe and guaranteed;
  • Up to 12 Months to pay;

What happens after you apply for a lay-by account?

  • You will receive a monthly SMS statement of your lay-by account;
  • When your account has been settled, arrangements will be made with you to arrange delivery of  your purchase.